Frequently Asked Questions
If you have questions in the aftermath of a truck accident you’re not alone. As an experienced truck accident injury law firm, we are prepared to answer your questions and provide any assistance you need. Before you talk to an insurance company, speak with The Trucking Lawyers to get the answers you need.
We understand that every truck accident is different and there are a lot of questions that you may need the answers to. Below we have provided the answers to some of the most common questions our clients have brought to us about trucking injury lawsuits after being involved in an accident.
Do I need a lawyer?
After being injured in an auto accident, you will be thrown into a complicated and frustrating legal system. Some truck accident victims choose to handle their own accident claims, however, getting fair compensation for your injuries is not easy especially when you are dealing with commercial vehicles and big trucking companies. Throughout this time, you will also be recovering from injuries and worrying about medical bills. By hiring a truck accident lawyer, your stress will be significantly reduced and all you will have to worry about is your recovery process.
When should I contact an attorney?
It is important to contact an attorney as soon as your are able to after an accident. The sooner the process of collecting and preserving evidence starts, the more likely you are to have a successful outcome for your case.
How much will an attorney cost?
If you contact The Trucking Lawyers to represent you in your truck accident lawsuit, you will only have to pay if you get paid. We have a no win, no fee policy that says that our fee is a percentage of the settlement that you eventually receive. There will be no money taken out of your pocket and no retainer fees. If we do not win money for you, you owe us nothing.
How much money can I expect to receive from my truck accident claim?
It is difficult to estimate the value of your truck accident injury claim until certain facts are known. In order to give you an accurate monetary assessment of your injury claim, we would need to know the extent of your injuries, how much time you lost from work, whether your injuries are permanent, and the limits of the responsible party’s insurance coverage. Once we are able to gather all the facts, we would be happy to give you an estimate as to the value of your accident injury claim.
How long does it take to settle a truck accident lawsuit?
There are a lot of variables that go into personal injury lawsuits. The duration of the case depends on your injuries and treatment as well as the level of cooperation from the other party or insurance company. The beginning of the process until settlement can take 1-2 years if a settlement negotiation is successful or 2+ years if a lawsuit has to be filed and go to trial.
Generally, the settlement process cannot begin until you have completed all of your medical treatment. You still want to hire an attorney while you are receiving medical treatment so that they have plenty of time to become familiar with your case. After you treatment is over, we will request medical records and then contact the insurance company with a settlement demand. If the insurance company refuses to pay what we believe to be a fair settlement, we will then file a lawsuit. Filing a lawsuit will increase the amount of time in which it takes to get you fair and reasonable compensation for your injuries.
Is there a time limit in which I have to file my truck accident claim?
A truck accident can very well lead to severe personal injury or wrongful death claims. These type of claims for a lawsuit will be subject to a statute of limitation which requires people to take legal action within a specific time period. The statute of limitations varies by state. A majority of states have implemented a two-year limitation on wrongful death claims resulting from truck accidents. In Minnesota, a lawsuit must be brought within (6) years of the date of the injury.
Who pays for the damage to my car?
If the car accident was caused by the fault of the other driver, generally the other driver’s insurance company is responsible for paying for the damage to your car. Because multiple parties can be held liable for a truck accident, they may all be held equally responsible for paying the plaintiff’s damages.
Who pays for my medical bills?
If the accident was caused by the other driver, any medical bills that you incur as a result of the accident are generally the other driver’s or trucking companies responsibility to pay. However, this doesn’t happen right away. In a truck accident lawsuit, the insurance company of the driver or truck company will pay your medical bills after settlement or a verdict and that usually doesn’t take place until years later. In the meantime, your health insurance will pay for your medical bills as they come in.
What if I am hurt, but I can’t afford to pay for a doctor’s visit?
If you were hurt as a result of the traffic accident, even if your injury seems minor, it is very important for you to go to the emergency room or your family doctor immediately. This provides documentation of your injuries, which prevents the insurance company from saying that you were not hurt. If necessary, we can often recommend doctors who will agree to see and treat you and wait to get paid after your case is settled.
What if the other driver does not have insurance?
If you have insurance, but the other driver does not, then we can proceed with your claim against your insurance company. This is called uninsured motorist coverage. Your insurance company will then attempt to collect their money back from the other driver. Remember, your insurance company, like the other driver’s insurance company, will want to pay you as little as possible.
Contact Us for Legal Help
An accident with a large commercial vehicle can turn your life upside-down. In an instant, you can lose a lot and incur a lot of damages to your assets and self. Along with this, you have to deal with a serious personal injury and financial repercussions of the accident for years to come.
These types of situations are hard to deal from the injury and medical bills to the lawsuit. That is why The Trucking Lawyers are here to help talk a lot of the burden off and help you throughout the entire process.
If you believe that you or a loved one has been injured as a result of a truck accident, contact us today for a free, no obligation review of your case. Our office is available 24/7 to be at your convenience.